Equipment Financing.

Score fast funding to finance business equipment, machinery, vehicles, software, and more.

architect at a construction site looking happy, equipment financing

Equipment financing, simplified.

Need funding to finance new or used equipment for your business? Team up with a winning business funding company: Huddle Business Capital. Equipment financing, also known as an equipment loan, is a key player in our funding playbook, and we make the entire process, from applying to decision-making to funding, a snap.

You can apply online in a matter of minutes, and we will contact you with a credit decision quickly during our regular hours.

  • Application-only up to $300,000
  • Easy application process
  • One-hour credit decisions
  • Same-day funding available
  • 12-72 month repayment terms
  • Fixed-rate throughout term
  • Up to 100% financing
  • We work with start-ups

Let's Get Started

Equipment financing calculator.

Drag the slider to see estimated monthly payments based on the equipment cost and term length.

Equipment Cost:


Length of Term:

24 Months
72 Months

per month for months

The results shown are estimates and intended solely for your general information; they are not based on your business's financial situation or credit profile. 

It's as easy as 1-2-3.

Apply Online in Minutes

Enter basic business information on our 100% online application.

Get a Quick Response

We'll review your information and contact you with a credit decision.

Receive Business Funding

If your application is approved, funding is provided fast.

It's all about teamwork.

Huddle Business Capital will develop an equipment financing solution based on your business's needs, budget, and strategic growth goals. We work with a network of top-tier lenders that offer solutions for a wide variety of credit profiles and business factors such as time in business and annual revenue.

More lending flexibility means you can score funding with a competitive rate and a flexible repayment term, even if you've been told "no" by your bank or another business funding provider.

warehouse worker and manager looking at laptop in a large warehouse

Benefits of equipment financing.

If you need funding to finance new or used business equipment and want to avoid depleting your business's cash, equipment financing is worth considering. It does not require a significant upfront payment. Instead, you get funding to finance the equipment and repay what you borrow with predictable monthly payments.

By spreading out the cost of the equipment over time, you can better manage your cash flow, all while the equipment is helping generate revenue. Lastly, the equipment you finance might qualify for a nice tax deduction under Section 179.

team of technicians using digital cable equipment on servers in large data center

Simple requirements, simple process.

Our minimum qualifications:

  • 620+ FICO score
  • Business is operating or incorporated in an eligible U.S. state
  • Business is in good standing

What you need to apply:

  • Equipment financing application
  • Last three months' bank statements
  • Equipment quote or invoice
smiling female it worker in technology room
american association of commercial finance brokers logo, aacfb logo national equipment financing association logo, nefa logo huddle business capital logo