Working Capital Loans.

Score fast, funding with a favorable rate to grow your small business on your terms.

business partners celebrating good news, working capital loans

Working capital loans, simplified.

If you need quick access to working capital to cover the cost of everyday business expenses, Huddle Business Capital is your winning team. We offer working capital loans that are the perfect solution to fill your business's cash flow gap.

They can be used for rent, inventory, payroll, marketing, and more. And you will be glad to know that our working capital loans have competitive rates, flexible repayment terms, and fast turnaround times. 

  • Loans from $5,000 to $4 million
  • Easy application process
  • One-hour credit decisions
  • Same-day funding available
  • Weekly and monthly repayment options
  • Fixed-rate throughout term
  • We work with start-ups

Let's Get Started

Working capital loan calculator.

Drag the slider to see estimated weekly payments based on the loan amount and term length.

Loan Amount:


Length of Term:

6 Months
24 Months

per month for months

per week for weeks

The results shown are estimates and intended solely for your general information; they are not based on your business's financial situation or credit profile. 

It's as easy as 1-2-3.

Apply Online in Minutes

Enter basic business information on our 100% online application.

Get a Quick Response

We'll review your information and contact you with a credit decision.

Receive Business Funding

If your application is approved, funding is provided fast.

This loan has your name on it.

Huddle Business Capital knows you are busy running your business. So, we offer you an easy way to apply for a working capital loan. Our application takes just a few minutes to complete. After reviewing your information, we will contact you to discuss your loan options and help you select one based on your needs and strategic goals.

Huddle Business Capital works with a network of top-tier lenders that accommodate businesses with a wide range of credit profiles. That means you have a better chance of being approved, even without a high credit score.

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The benefits of a working capital loan.

Working capital loans from Huddle Business Capital are an excellent option if you want quick, straightforward access to funding with minimal paperwork and easy qualification requirements.

Taking out a working capital loan ensures you have the necessary resources to invest in and grow your business now and over time. The loan will also be helpful if your business experiences an unexpectedly slow sales period that affects your cash flow.

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Simple requirements, simple process.

Our minimum qualifications:

  • 550+ FICO score
  • 3+ months in business
  • $15,000 in monthly revenue
  • $1,000 average ledger balance
  • Business is operating or incorporated in an eligible U.S. state
  • Business is in good standing
  • We work with start-ups

What you need to apply:

  • Working capital loan application
  • Last three months' bank statements
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