Business Term Loans.

Need a term loan for your business? It's time to get the ball rolling.

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Business term loans, simplified.

Whether you want to expand your company, open a new location, purchase expensive equipment, diversify your product or service offerings, or explore investment opportunities, Huddle Business Capital can help you get the ball rolling. We work with a top-tier lender to connect business owners like yourself with term loans ranging from $25,000 to $500,000.

Term loans for business are fully amortized, just like a home mortgage or car loan, with a fixed interest rate and predictable monthly payments.

  • Loans from $25,000 to $500,000
  • Monthly payments
  • Terms from 6 months to 84 months
  • Fixed-rate throughout term
  • More funding is accessible after 6 months of on-time payments or when the loan is paid off
  • No prepayment penalties

Let's Get Started

Business term loan calculator.

Drag the slider to see estimated monthly payments based on the loan amount and term length.

Loan Amount:


Length of Term:

6 Months
84 Months

per month for months

per week for weeks

The results shown are estimates and intended solely for your general information; they are not based on your business's financial situation or credit profile. 

It's as easy as 1-2-3.

Apply Online in Minutes

Enter business information on our 100% online application.

Get a Quick Response

We'll review your information and contact you with a credit decision.

Receive Business Funding

If your application is approved, you can expect to receive funding fast.

Score a term loan for your company.

Huddle Business Capital strives to make term loans accessible to businesses nationwide. To do this, we work with one of the largest lenders in the United States that considers a variety of credit profiles and takes into account factors beyond just credit scores, such as time in business and monthly revenue. This can help increase your chance of scoring a business term loan.

Next, our team is dedicated to providing exceptional service and ensuring a seamless borrowing experience. If you have questions before you apply for a loan online, feel free to contact us. We will gladly take the time to answer your questions and explain the process.

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The benefits of a business term loan.

Having capital when your business needs it can make all the difference. A business term loan gives you access to a lump sum of capital that can be used for various business purposes. You can use the entire amount you borrow upfront or maintain part of the proceeds for future use. It's entirely up to you.

Term loans enable you to borrow more than a short-term loan, which is ideal if you need to make significant investments in your business. And if you make your loan payments on time, you can improve your business credit score. A good credit score increases your borrowing capacity and can help you secure financing with lower interest rates.

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Simple requirements, simple process.

Minimum qualifications:

  • 700 FICO score
  • Two years in business
  • $50,000 in monthly revenue
  • Business is operating or incorporated in an eligible U.S. state
  • Business is in good standing

What you need to apply:

Loan requests up to $75,000

  • Business loan application from any owner with 20% more ownership
  • Last six months' bank statements
  • Most recent business and personal tax return for each owner with 20% more ownership
  • Debt form (if you want to pay off another lender)

Loan Requests of $75,000 and more

  • Business loan application from any owner with 20% more ownership
  • Last six months' bank statements
  • Last two business tax returns
  • One recent personal tax return for any guarantor with 20% or more ownership
  • Debt form (if you want to pay off another lender)
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