SBA Loans - Huddle Business Capital

SBA loans, simplified.

Huddle Business Capital is proud to offer Small Business Administration (SBA) loans from $25,000 to $150,000 through a Preferred SBA lender we work with. This SBA "Express" loan option—partially guaranteed by the SBA and backed by the U.S. government—is ideal if you need working capital for inventory, supplies, payroll, equipment, and more.

SBA loans offer competitive interest rates and longer repayment terms. By spreading out the payments over a period of up to ten years, you can maintain adequate liquidity and manage your operational expenses more effectively without the high monthly payment obligations.

Loans from $25,000 to $150,000
Favorable rates as low as Wall Street Journal Prime
(WSJ Prime) + 2.75%
Terms of up to 10 years
Does not require a 1st position Uniform Commercial Code (UCC)
No prepayment penalties

Submit a Loan Application

Huddle Business Capital will walk you through the application process and explain what is required.

Application Review

The Preferred SBA lender we work with will review your application and determine if you qualify.

Underwriting and Loan Approval

If your application is approved, you will receive a loan commitment with the terms and conditions.

Business requirements for an SBA "Express" Loan.

Before applying for an SBA "Express" Loan through Huddle Business Capital, reviewing and understanding the loan eligibility requirements set forth by the SBA is essential. By carefully considering these eligibility requirements, you can better position your business for a successful loan application.

Minimum qualifications:

700+ FICO score
SBA E-Tran score/FICO® Small Business Scoring Service (SBSS) score of 190+
Business is operating or incorporated in an eligible U.S. state
Business is in an eligible industry
Business is in good standing
Explanation of what the funds will be used for

two woodworking business managers using computer, sba loan requirements

What you need to apply for an SBA "Express" Loan.

One of Huddle Business Capital's senior-level business funding experts will be available to answer your questions and advise you on what is required in your SBA loan application package. There are several essential documents and requirements you need to prepare. Please note that additional forms and information may be required, and if so, we will let you know.

Loan application form
Past three months' bank statements and one bank statement from 12 months ago
Basic business questionnaire (on this website landing page)
Explanation of what the funds will be used for

male business owner using laptop computer, sba loans

We work hard to get you to the finish line fast.

Every moment counts when your business needs SBA funding. You are busy managing and growing your company and don't have time for a lengthy, complicated process or unnecessary delays. Huddle Business Capital understands this, and we are committed to streamlining how business owners like yourself apply for and obtain SBA loans. Our experienced team works diligently to guide you through each step, ensuring you have the support to complete your SBA loan application promptly.

Next, the Preferred SBA lender we team with has the authority to make loan approval decisions in-house. This accelerates the process, as loan applications don't need to be sent to the SBA for review. The entire process, from the application review to funding, takes about six weeks for approved businesses.

SBA Loans.

Score a government-backed loan of up to $150,000 for your business.