Working Capital Loans.

Grow your small business on your terms.

business partners celebrating good news, working capital loans

Working capital loans, simplified.

If you need quick access to working capital to cover the cost of everyday business expenses, you've come to the right place. Huddle Business Capital is an independently owned company that connects business owners with working capital loans through our network of top-tier lenders.

Working capital loans are the perfect solution to fill your business's cash flow gap. They can be used for rent, inventory, payroll, marketing, and more. And you will be glad to know they have competitive rates, flexible repayment terms, and fast turnaround times. 

  • Loans from $5,000 to $4 million
  • Easy application process
  • One-hour credit decisions
  • Same-day funding available
  • Weekly and monthly repayment options
  • Fixed-rate throughout term
  • We work with start-ups

Let's Get Started

Working capital loan calculator.

Drag the slider to see estimated weekly payments based on the loan amount and term length.

Loan Amount:

$5,000
$5,000
$1,000,000

Length of Term:

6 Months
6 Months
24 Months

$950

per month for 6 months

$219

per week for 26 weeks

Apply Now

The results shown are estimates and intended solely for your general information; they are not based on your business's financial situation or credit profile. 

It's as easy as 1-2-3.

Apply Online in Minutes

Enter basic business information on our 100% online application.

Get a Quick Response

We'll review your information and contact you with a credit decision.

Receive Business Funding

If your application is approved, you can expect to receive funding fast.

This loan has your name on it.

Huddle Business Capital knows you are busy running your business. So, we offer you an easy way to apply for a working capital loan. Our application takes just a few minutes to complete. After reviewing your information, we will contact you to discuss your loan options and help you select one based on your needs and strategic goals.

Huddle Business Capital works with lenders that accommodate businesses with a wide range of credit profiles. That means you have a better chance of being approved for a working capital loan, even without a high credit score.

The benefits of a working capital loan.

Working capital loans are an excellent option if you want quick, straightforward access to funding with minimal paperwork and easy qualification requirements.

Taking out a working capital loan ensures you have the necessary resources to invest in and grow your business now and over time. The loan will also be helpful if your business experiences an unexpectedly slow sales period that affects your cash flow.

Simple requirements, simple process.

Minimum qualifications:

  • 550+ FICO score
  • 3+ months in business
  • $15,000 in monthly revenue
  • $1,000 average ledger balance
  • Business is operating or incorporated in an eligible U.S. state
  • Business is in good standing
  • We work with start-ups

What you need to apply:

  • Working capital loan application
  • Last three months' bank statements
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