Business Term Loans - Huddle Business Capital

Business term loans, simplified.

Whether you want to expand your company, open a new location, purchase expensive equipment, diversify your product or service offerings, or explore investment opportunities, Huddle Business Capital can help you get the ball rolling. We work with a top-tier lender to connect business owners like yourself with term loans ranging from $50,000 to $300,000.

Term loans for business are fully amortized, just like a home mortgage or car loan, with a fixed interest rate and predictable monthly payments.

Loans from $50,000 to $300,000
Monthly repayments
Your choice of 2, 3, or 5-year repayment terms
Fixed rate throughout the term
No prepayment penalties
Leniency on Use of Proceeds options (term loans can support construction, remodeling, and more)

Loan Amount:

$50,000

$300,000

Length of Term:

24 Months

60 Months

per month for months

Apply Now

Apply Online in Minutes

Enter business information on our 100% online application.

Get a Quick Response

We'll review your information and contact you with a credit decision.

Receive Business Funding

If your application is approved, you can expect to receive funding fast.

Score a term loan for your company.

Huddle Business Capital strives to make term loans accessible to businesses nationwide. To do this, we work with one of the largest lenders in the United States that considers a variety of credit profiles and takes into account factors beyond just credit scores, such as time in business and monthly revenue. This can help increase your chances of scoring a business term loan.

Next, our team is dedicated to providing exceptional service and ensuring a seamless borrowing experience. If you have any questions before applying for a loan online, please don't hesitate to contact us. We will be happy to take the time to answer your questions and explain the process.

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The benefits of a business term loan.

Having capital when your business needs it can make all the difference. A business term loan gives you access to a lump sum of capital that can be used for various business purposes. You can use the entire amount you borrow upfront or maintain part of the proceeds for future use. It's entirely up to you.

Term loans enable you to borrow more than a short-term loan, which is ideal if you need to make significant investments in your business. And if you make your loan payments on time, you can improve your business credit score. A good credit score increases your borrowing capacity and can help you secure financing with lower interest rates.

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Simple requirements, simple process.

Key qualifications:

Minimum 3 years in business (with corresponding tax returns)
For-profit business in good standing
FICO of 680 or higher
Minimum annual revenue requirement of $250,000
No bankruptcy in the past 3 years
No foreclosure in the past 3 years
No open tax liens or outstanding judgments
Business is operating or incorporated in an eligible U.S. state

What you need to apply:

Online application
2 years of business and personal tax returns
Business debt schedule
Interim financials: profit & loss statement, balance sheet
6 months' recent business bank statements

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Business Term Loans.

Need a term loan for your business? It's time to get the ball rolling.