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Construction Business Financing.
We're the perfect teammate to help your company soar to new heights.
Construction business loans.
Construction business loans can be used for various expenses. These include materials, professional fees, subcontractor fees, employee payroll, and business insurance. Loans can also come in handy when your company is experiencing seasonal ups and downs.
You can choose from unsecured (collateral-free) working capital loans, collateralized working capital loans, and business term loans. Each loan option has advantages, and we will gladly discuss them with you so you can make an informed decision.
- Working capital loans from $5,000 to $4 million
- Collateralized working capital loans from $20,000 to $250,000
- Business term loans from $25,000 to $500,000
Construction equipment financing.
In the construction industry, having the right equipment is essential for success. However, purchasing bulldozers, tractors, loaders, dump trucks, concrete trucks, boom lifts, and other equipment requires a sizeable amount of capital. That's where equipment financing comes into play.
With this option, you get funding to finance construction equipment and repay what you borrow with predictable monthly payments designed to work with your budget.
- Application-only up to $250,000
- 12-72 month repayment terms
- Fixed-rate throughout term
- Up to 100% financing
Construction equipment leasing.
Equipment leasing is another option worth looking into. Leasing allows you to conserve cash flow and preserve working capital while gaining access to the new or used equipment your construction business needs.
If your lease application is approved, funding will be provided to the construction equipment vendor from whom you want to lease equipment. You will then make simple payments over a specific lease term. Once your lease is up, you can either renew it, buy the equipment outright, upgrade to a newer make or model, or return it.
- Application-only up to $300,000
- 12-72 month repayment terms
- Fixed-rate throughout term
- Up to 100% financing
Construction business line of credit.
A construction business line of credit lets you draw funds anytime from a set amount using your company's checking account and repay what you borrow.
You can use a revolving line of credit for short-term working capital and time-sensitive expenses, such as payroll, subcontractor payments, or purchasing materials. This helps ensure that your construction operations continue smoothly without delays or disruptions.
- $20,000 to $250,000 credit lines
- Repay daily, weekly, or monthly
- Only repay what you draw, plus interest
