Restaurant Financing and Loans.

Funding can help your restaurant move in the right direction.

smiling waiter serving a client at the coffee shop, restaurant financing and loans

Restaurant financing and loans, simplified.

As you know, running a restaurant requires more than culinary creativity, delicious meals, hard work, and excellent customer service. It also requires capital for fixed and ongoing expenses. That's where Huddle Business Capital can assist you. We are an independently owned company that works with a network of lenders to offer you restaurant financing solutions from $5,000 to $25 million.

Whether you want to expand or remodel your restaurant, invest in new kitchen equipment, purchase inventory, or keep your restaurant afloat during a seasonal slowdown, Huddle Business Capital is ready to help. 

  • More lending flexibility than banks
  • Easy application, quick decisions 
  • Convenient repayment options
  • Fast, dependable funding
  • Personal service at every step

Let's Get Started

It's as easy as 1-2-3.

Apply Online in Minutes

Enter basic business information on our 100% online application.

Get a Quick Response

We'll review your information and contact you with a credit decision.

Receive Business Funding

If your application is approved, you can expect to receive funding fast.

Restaurant business loans.

A restaurant business loan can be helpful when you need capital for daily operating expenses. Restaurant loans can be used for rent, inventory (food, beverages, and supplies), labor (payroll for chefs, servers, and part-time employees), utilities, business insurance, and marketing.

Next, there might be times when you can't fill your tables due to changes in weather, holidays, or consumer spending decreases. A restaurant loan can help you fill cash flow gaps during seasonal fluctuations and unexpected economic downturns.

baker pouring flour into large mixer in a commercial kitchen, restaurant business loans

Restaurant equipment financing.

From commercial-grade appliances to specialized tools to food preparation stations, outfitting your restaurant's kitchen with the right equipment can improve efficiency, consistency, and overall food quality. Commercial restaurant equipment such as ovens, ranges, deep fryers, freezers, refrigerators, and slicers, among others, can be costly to purchase outright. The solution? Restaurant equipment financing.

With this option, you get funding to finance restaurant equipment and repay what you borrow with predictable monthly payments that work with your restaurant's budget. 

  • Application-only up to $300,000
  • 12-72 month repayment terms
  • Fixed-rate throughout term
  • Up to 100% financing
stainless steel restaurant equipment, restaurant equipment financing

Restaurant equipment leasing.

If you lack funding to buy equipment for your restaurant, equipment leasing is a cash-flow-friendly option worth looking into. When you lease restaurant equipment, you will have a rental agreement and make monthly lease payments over a specific term. Depending on the type of lease you enter, you can either renew your lease, buy the equipment outright, upgrade to newer equipment, or return the equipment once your lease ends.

Getting started with Huddle Business Capital is easy. Just submit an online equipment lease application that asks for basic information about you and your restaurant. If your lease application is approved, funding will be provided to the restaurant equipment vendor from whom you want to lease equipment. 

  • Application-only up to $300,000
  • 12-72 month repayment terms
  • Fixed-rate throughout term
  • Up to 100% financing
restaurant interior with colorful lighting, restaurant equipment leasing

Business line of credit for restaurants.

A business line of credit can provide you with immediate access to funding for your restaurant. This flexible financing option allows you to draw funds as needed from a set amount using your company's checking account. You will then repay what you borrow, plus interest.

Your business line of credit can be used to cover expenses, manage cash flow fluctuations, or make purchases without depleting your restaurant's cash reserves. Huddle Business Capital makes applying for a business line of credit easy, so get started today.

  • $20,000 to $250,000 credit lines
  • Repay daily, weekly, or monthly
  • Only repay what you draw, plus interest
waiter swiping credit card through the computer terminal, business line of credit for restaurants
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