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Retail Business Financing.
Our team is here to help your retail store stay in the game.
Retail business loans.
Your store's short-term and long-term success depends on daily sales. However, the ring of your cash register will only sound if you have adequate inventory and employee coverage at all times. A retail business loan can be used to purchase inventory and cover payroll. The loans can also be used to invest in marketing efforts and pay rent, utilities, and invoices.
Huddle Business Capital's lender network offers unsecured (collateral-free) working capital loans, collateralized working capital loans, and business term loans. We will help you choose the best loan option for your retail store's needs and budget.
- Working capital loans from $5,000 to $4 million
- Collateralized working capital loans from $20,000 to $250,000
- Business term loans from $25,000 to $500,000
Retail equipment financing.
No matter what type of retail business you have, having a well-designed, customer-centric space that can attract shoppers, drive sales, and elevate your brand is essential. One way to do this is by investing in the right retail equipment, such as display cases, shelving systems, light fixtures, mirrors, signage, point-of-sale (POS) systems, and cash wraps.
Equipment purchases can be costly and impact your cash flow. Retail equipment financing preserves your store's capital and lets you procure all types of retail equipment for a predictable monthly expense over a convenient term.
- Application-only up to $300,000
- 12-72 month repayment terms
- Fixed-rate throughout term
- Up to 100% financing
Retail equipment leasing.
Retail equipment leasing is similar to financing in that a large up-front payment is unnecessary. The only difference is that leasing acts as a rental agreement, and when the lease ends, you can renew the lease, buy the equipment, upgrade to newer equipment, or return the equipment. Huddle Business Capital can get the ball rolling if you want to lease retail equipment.
All you need to do is apply online with basic information about you and your store. We will review your information and contact you with a credit decision. If your lease application is approved, funding will be provided to the retail equipment vendor from which you are leasing the equipment. You will then make monthly lease payments over a convenient term.
- Application-only up to $300,000
- 12-72 month repayment terms
- Fixed-rate throughout term
- Up to 100% financing
Retail business line of credit.
As a retail business owner, you're no stranger to the industry's ebbs and flows. From seasonal fluctuations to unexpected market shifts, managing your cash flow can be a challenge. The all-star solution for your immediate short-term funding needs is a retail business line of credit.
With a revolving line of credit, you can draw funds from your business bank account up to a specific limit when you need to stock up on inventory, labels, shopping bags, and more or address a sudden cash-flow gap. You will repay what you draw, plus interest, and that amount will become available for you to borrow in the future.
- $20,000 to $250,000 credit lines
- Repay daily, weekly, or monthly
- Only repay what you draw, plus interest
