Tree Service Business Financing.

Score funding to help trim costs and grow your tree service business.

A team of four professional tree trimmers clearing tree branches and loading them into a dump truck.

Tree service business financing, simplified.

The costs of running a tree service business can add up quickly, whether you operate as a solo entrepreneur or manage a fully equipped commercial company. These include costs for tree-trimming equipment and machinery, trucks, hand tools, safety gear, business insurance, and marketing.

If you need funding for these and other expenses, Huddle Business Capital is the ideal teammate. We are an independently owned company that connects tree service business owners with fast and hassle-free growth capital through our network of top-tier lenders.

  • More lending flexibility than banks
  • Easy application, quick decisions 
  • Convenient repayment options
  • Fast, dependable funding
  • Personal service at every step

Let's Get Started

It's as easy as 1-2-3.

Apply Online in Minutes

Enter basic business information on our 100% online application.

Get a Quick Response

We'll review your information and contact you with a credit decision.

Receive Business Funding

If your application is approved, you can expect to receive funding fast.

Tree service business loans.

Your tree service business has operating expenses such as disposal and dumping fees, maintenance and fuel costs, business insurance, marketing, and taxes. If you employ workers, you will also face expenses for crew wages, payroll taxes, and benefits. A tree service business loan can cover these costs and most other business expenses. The loan can also provide essential capital during slow seasons, such as when inclement weather prevents tree trimming.

Through Huddle Business Capital, you can choose from unsecured (collateral-free) working capital loans, collateralized working capital loans, and business term loans. These loans allow you to cover costs without using up your existing capital.

  • Working capital loans from $5,000 to $4 million
  • Collateralized working capital loans from $20,000 to $250,000
  • Business term loans from $25,000 to $500,000
A tree services business owner checking his mobile device at a residential job site.

Tree service equipment financing.

Vehicles, equipment, and machinery are the biggest expenses for your tree service business. As a result, buying these assets outright can be challenging. That's when tree service equipment financing, also known as an equipment loan, can help. This option lets you finance a dump truck, pickup truck, chipper, stump grinder, aerial lift, and more without a large upfront payment.

When you finance tree service equipment, you obtain funds to purchase it and make predictable payments over a fixed term. After completing the payment schedule, you will own the tree service equipment.

  • Application-only up to $300,000
  • 12-72 month repayment terms
  • Fixed-rate throughout term
  • Up to 100% financing
A photograph of a tree trimmer cutting down a tree with a chainsaw.

Tree service equipment leasing.

Leasing is another option tailored to your tree service business's needs and cash flow. It is similar to equipment financing in that it does not require a significant upfront payment. The main difference is that you make monthly lease payments over a set term to use the equipment, and you don't own it when the lease ends.

Although you don't own the tree service equipment at the end of your lease term, you have a few options. You can return the equipment, renew the lease for another term, upgrade to a newer model, or purchase the leased equipment at its fair market value.

  • Application-only up to $300,000
  • 12-72 month repayment terms
  • Fixed-rate throughout term
  • Up to 100% financing
Two tree trimming professionals cutting branches on a large tree near a residential home.

Business line of credit for tree services company.

Would you like a financial safety net for ongoing expenses (e.g., fuel, oil, disposal), unexpected expenses (slow periods, equipment breakdowns), or to bridge the gap between completing a tree service job and getting paid by a customer? A revolving business line of credit is the solution.

With a business line of credit, you can draw funds up to a predetermined limit whenever needed, and you repay only what you withdraw, plus the interest incurred. As you repay what you borrow, that money becomes available to borrow again without another application. It's a convenient and straightforward way to access on-demand financing.

  • $20,000 to $250,000 credit lines
  • Repay daily, weekly, or monthly
  • Only repay what you draw, plus interest
A tree services business owner buying several containers of motor oil at a supply shop.
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