Wholesale Distribution Business Financing.

We'll go the whole nine yards for your company.

wholesale distribution manager checking her inventory in a large warehouse

Wholesale distribution business financing, simplified.

To run a successful wholesale distribution business, it is essential to have adequate financial resources at all times. These resources help ensure that your supply chain operates smoothly and meets your customers' demands. If you are looking for fast, hassle-free funding for your company, you've come to the right place.

Huddle Business Capital is an independently owned company that connects wholesale distribution business owners with growth capital through our network of top-tier lenders. Our funding solutions can help your wholesale distribution company maintain sufficient inventory levels, expand product offerings, manage large-volume orders, cover expenses, and more.

  • More lending flexibility than banks
  • Easy application, quick decisions 
  • Convenient repayment options
  • Fast, dependable funding
  • Personal service at every step

Let's Get Started

It's as easy as 1-2-3.

Apply Online in Minutes

Enter basic business information on our 100% online application.

Get a Quick Response

We'll review your information and contact you with a credit decision.

Receive Business Funding

If your application is approved, you can expect to receive funding fast.

Business loans for wholesale distributors.

A business loan can greatly benefit your wholesale distribution business. You can use the funds to purchase inventory in bulk from manufacturers, allowing you to respond to customer demands and avoid stockouts. Additionally, the loan can help cover daily operating expenses and manage cash flow gaps during slower periods or while waiting for payments from customers who buy on net terms.

With Huddle Business Capital, you can choose from several loan options, including unsecured working capital loans (no collateral required), collateralized working capital loans, and business term loans. These options help you manage your expenses and ensure your wholesale distribution business operates smoothly without draining your available capital.

  • Working capital loans from $5,000 to $4 million
  • Collateralized working capital loans from $20,000 to $250,000
  • Business term loans from $25,000 to $500,000
wholesale distribution business owner using computer in the warehouse

Equipment financing for wholesale distributors.

Having the right equipment is crucial for optimizing your wholesale distribution business. Inventory software and barcode scanners help you keep your inventory organized. Forklifts and pallet jacks make it easy to move pallets to their intended locations. Heavy-duty metal racking systems allow you to store items vertically, maximizing your floor space. Finally, when it's time to ship orders to customers, conveyor belts and packaging machines are invaluable tools.

These types of equipment come with high price tags, making financing easier for your company's budget. When you finance wholesale distribution equipment, you receive funds to purchase the equipment and repay the borrowed amount, plus interest, over a set period. Once you complete the payment plan, you will own the equipment. 

  • Application-only up to $300,000
  • 12-72 month repayment terms
  • Fixed-rate throughout term
  • Up to 100% financing
forklift operator preparing products for shipment

Equipment leasing for wholesale distributors.

Equipment leasing is similar to equipment financing in that it lets you access and use vital assets for your wholesale distribution business with low upfront costs and predictable payments. The only difference is that you are paying to use the equipment instead of buying it. This means that at the end of the lease term, you might have the option to return the equipment, purchase it at a reduced price, or renew the lease for continued use.

In addition to being cash-flow-friendly, equipment leasing offers scalability. You can easily upgrade to new equipment and storage systems as your wholesale distribution business grows or as you plan to expand your operations.  

  • Application-only up to $300,000
  • 12-72 month repayment terms
  • Fixed-rate throughout term
  • Up to 100% financing
two wholesale distributor workers calculating the cost of a customer's order

Business credit lines for wholesale distributors.

Purchasing large volumes of inventory, waiting for customers' payments to arrive, and covering daily operating expenses can lead to uneven cash flow. A business line of credit can be useful during these times. It lets you quickly access funds when you need them, rather than taking out a business loan all at once. Think of it as a financial safety net for your wholesale distribution business.

When you secure a business line of credit through one of Huddle Business Capital's lending resources, you gain access to funds anytime and anywhere, up to a predetermined limit. You only need to repay the amount you withdraw, plus any accrued interest.

  • $20,000 to $250,000 credit lines
  • Repay daily, weekly, or monthly
  • Only repay what you draw, plus interest
a wholesale distribution company's interior, with large vertical storage racks that are filled with inventory
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